How to Stack Your MariBank Sign-Up Bonus in October 2026: Code 8ZUU96EA + 3.08% p.a. + Up to S$80 Cashback

Most MariBank posts on Seedly show you the headline number. This one shows you every layer — because the October 2026 sign-up bonus is made up of three separate reward streams that work independently, and understanding each one helps you choose the right product path.

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Layer 1 — The referral cash (from code 8ZUU96EA)

This is the one most posts lead with. Sign up using MariBank referral code 8ZUU96EA during October 2026 (1–31 Oct, first 10,000 referrals only) and you receive:

• S$8 cash if you apply for a Mari Savings Account or Mari Invest Bundle
• S$15 cash if you apply for the Mari Credit Card Bundle or Instant Loan Bundle

The cash lands in your Mari Savings Account after your application is approved. Your referrer gets the same amount credited to their account — so this is genuinely bilateral.

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Layer 2 — The bonus interest on your savings

Separately from the referral cash, new MariBank customers unlock elevated interest on the Mari Savings Account through the Bonus Interest Promotion. The base rate is 0.88% p.a. (credited daily). New users get an additional +1.60% p.a. for the first 30 days upon successful account opening. Stack on +0.40% p.a. if you hold an active ShopeeVIP subscription and link it to your account, plus +0.20% p.a. for salary crediting, and the total hits 3.08% p.a. — every day for those first 30 days.

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A practical example: park S$20,000 in your Mari Savings Account during that first 30-day window at 3.08% p.a. and you earn roughly S$50 in interest alone before the new-user bonus drops off. After day 30, you still keep the base rate (0.88% p.a.) plus any ongoing bonus conditions you continue to meet.

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Layer 3 — Mari Credit Card new user rewards (up to S$80)

This layer only unlocks if you take the Mari Credit Card Bundle path (which also includes a Mari Savings Account). It is separate from and additional to the S$15 referral cash.

Two things are in play here:

1. A S$30 welcome cashback — earn 10% cashback when you spend a minimum of S$300 on your Mari Credit Card within 30 days of card approval
2. A S$50 Shopee voucher pack — activated when you use Mari Credit Card Instant Checkout on Shopee for the first time

Together that is up to S$80 in card-specific new user rewards, on top of the S$15 referral cash from code 8ZUU96EA.

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How the layers add up by product path

If you go the Mari Savings Account route only: S$8 referral cash + up to 3.08% p.a. interest for 30 days.

If you go the Mari Credit Card Bundle route: S$15 referral cash + up to S$80 card rewards + up to 3.08% p.a. interest for 30 days.

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One rule to know

Using a referral code makes you ineligible for other MariBank promo codes during the October promotion period. But it does not block third-party promotions — Shopee vouchers available to all MariBank cardholders and Mastercard network benefits still apply.

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All three layers, eligibility conditions, and a step-by-step guide for using code 8ZUU96EA are laid out at dlcuration.com/maribank-referral-code.html?5 including the infographic showing exactly which tier pays what.

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→ Code: 8ZUU96EA | 1–31 October 2026 | MAS-licensed, SDIC-insured up to S$100,000