MariBank Referral Code October 2026: How I Got Free Cash Just for Signing Up (Code: 8ZUU96EA)

MariBank Referral Code October 2026: How I Got Free Cash Just for Signing Up (Code: 8ZUU96EA)

​

Okay so I’ve been meaning to update this post for a while. A few people have been DMing me about whether the rewards I mentioned earlier are still current — and they’ve actually changed a bit since August, so here’s the full refresh for October 2026!

​

If you’re on the fence about opening a MariBank account, or you’ve already decided and just need a referral code, here’s everything laid out properly.

​

Quick answer: MariBank referral code 8ZUU96EA

​

That’s it, that’s the code. Keep reading if you want to know what it actually gets you (and how not to mess it up), or skip straight to the application if you already know what you’re doing.

​

Note: this promotion runs 1–31 October 2026, so don’t sit on it.

​

What you actually get with the referral code (October 2026 update)

​

The key change from before: the Shopee voucher component has been trimmed down, but the tiered cash structure remains the same — and importantly, both you and the person who referred you get the same reward. Here’s the full breakdown:

​

S$8 cash — each — for a standalone Mari Savings Account, or the Mari Invest Bundle. Simple, clean, no strings attached. Credited to your Mari Savings Account after approval.

​

S$15 cash — each — for the Mari Credit Card Bundle or the Instant Loan Bundle. A bit more commitment, a bit better payout. Worth noting: the Credit Card Bundle path unlocks additional new user rewards on top (see below).

​

Up to S$80 in new user rewards — this is exclusive to the Mari Credit Card Bundle path, and it stacks: S$30 welcome cashback when you spend at least S$300 with your Mari Credit Card within 30 days of card approval, plus a S$50 Shopee voucher pack when you use Mari Credit Card Instant Checkout on Shopee. (Quick heads-up: the S$30 cashback excludes Mari Credit Card Instant Checkout on Shopee — different mechanic from the voucher.) Available to new Mari Credit Card holders approved by 31 December 2026.

​

S$28 cash, credited instantly — each — for business owners opening a Mari Business Account. This one’s particularly good because it’s instant, no waiting around.

​

Up to 3.08% p.a. daily interest — this one’s separate from the referral reward, but worth flagging. New users can earn up to 3.08% p.a. on their Mari Savings Account, credited daily. The base rate sits at 0.88% p.a. guaranteed with no conditions, and the bonus interest stacks on top of that.

​

Worth noting: these figures are from MariBank’s October 2026 promotion, so if you’re reading this later, double-check the current terms on their site.

​

The one mistake that’ll cost you the bonus

This is the part I really want people to read carefully, because I’ve seen comments on other threads from people who forgot to enter a code and then tried to add one afterwards — and it just doesn’t work.

​

When you’re going through the MariBank application, there’s a field labelled “Have a Referral / Promo Code? Enter your code here.” You need to type or paste your code into that box during the application, before you hit submit. Once you’ve submitted, that’s it — no adding it retroactively, no customer service workaround. The system doesn’t allow it, and neither you nor the referrer will receive any reward.

​

So: paste 8ZUU96EA into that field first, double-check it’s actually there, then submit.

​

One more thing worth flagging this month: using a referral code makes you ineligible for other MariBank promotional codes during the same promotion period. You can still use third-party offers (Shopee vouchers, Mastercard promotions available to cardholders), but you can’t stack another MariBank promo code on top.

​

Also, if you’re going for a bundle tier — Mari Credit Card Bundle or Instant Loan Bundle — make sure you apply for the bundle as a single application.

Applying for the components separately doesn’t qualify for the bundle reward.

​

Is it worth signing up just for the referral bonus?

Same answer as before: judge MariBank on its own merits, treat the referral bonus as a nice extra. The interest rate on the Mari Savings Account is genuinely competitive, and the app is easy to use. If you were already considering a digital savings account or a new card, getting an extra S$8–$15 cash and up to S$80 in perks for something you were going to do anyway is just sensible. If none of those products fit your situation, don’t sign up purely for the cash.

​

Quick FAQ

​

Does the referral code cost me anything to use? No. It’s completely free. You’re also not locked out of third-party promotions by using it.

​

Can I use this code if I already have a MariBank account? Referral bonuses apply to first-time applicants for each specific product. If you already hold that product, this won’t apply. Check with MariBank directly if you’re unsure.

​

How long does the cash reward take to appear? The S$28 Mari Business Account referral is credited instantly. For personal banking tiers (S$8 or S$15), it’s credited after your application is approved — give it a few business days. MariBank will notify you in-app when it lands.

​

Can I earn multiple rewards across different products? Each reward is tied to its specific product tier and first-time application. You can hold multiple MariBank products, but confirm the current stacking rules on MariBank’s promotions page.

​

Is my money safe? MariBank is licensed and regulated by the MAS. Singapore dollar deposits in the Mari Savings Account are insured by the SDIC for up to S$100,000 per depositor. The Mari Savings Account also has a maximum deposit cap of S$100,000.

​

TL;DR

• Referral code: 8ZUU96EA
• Promotion period: 1–31 October 2026
• Enter the code in the “Have a Referral / Promo Code?” field before submitting — cannot be added after
• Rewards: S$8 each (Mari Savings Account / Invest Bundle), S$15 each (Credit Card Bundle / Instant Loan Bundle), up to S$80 in new user rewards (Credit Card Bundle path), S$28 instantly for Mari Business Account referrals
• Bonus: up to 3.08% p.a. daily interest on the Mari Savings Account
• Using a referral code means you can’t stack other MariBank promo codes — but third-party offers still apply

Happy to answer questions in the comments if anyone’s stuck on the application!