MariBank Savings Account October 2026: 3.08% p.a. Daily Interest + S$8 Cash — Use Referral Code 8ZUU96EA

If you want the simplest possible MariBank sign-up — just the savings account, no credit card, no loan — October 2026 still makes it worth doing, because you walk away with S$8 cash and access to an elevated daily interest rate on your first 30 days.

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The referral cash: S$8 for a standalone Mari Savings Account

Apply for a Mari Savings Account as your first MariBank product during 1–31 October 2026, enter referral code 8ZUU96EA in the Referral / Promo Code field, and S$8 is credited to your account upon approval. The referrer gets S$8 too. Simple, no bundling required.

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The promotion is limited to the first 10,000 successful referrals, so this is not guaranteed to stay open until the 31st.

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The more interesting part: 3.08% p.a. daily interest for new users

MariBank's Mari Savings Account Bonus Interest Promotion layers three additional interest tiers on top of the 0.88% p.a. base rate:

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New user bonus: +1.60% p.a. — applies automatically for the first 30 days after your account is successfully opened. You do not need to do anything beyond opening the account. This is the single biggest boost and the main reason October sign-ups benefit more than joining at a random later date.

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ShopeeVIP bonus: +0.40% p.a. — link your Mari Savings Account to an active ShopeeVIP membership and claim the bonus interest within the MariBank app. If you are already a ShopeeVIP subscriber, this is a relatively frictionless top-up.

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Salary crediting bonus: +0.20% p.a. — credit a salary (minimum S$500) to your Mari Savings Account via GIRO, PayNow, or FAST with a SALA or PAYNOW SALA purpose code.

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All three together: 0.88% + 1.60% + 0.40% + 0.20% = 3.08% p.a., with interest credited to your account every single day based on your previous day's balance.

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Why daily crediting matters

Most savings accounts in Singapore credit interest monthly. With MariBank, the interest hit on your balance daily, which means your interest also starts earning interest faster. The difference is modest for smaller balances, but it is a genuine feature worth noting — particularly during that first 30-day window when you are earning the new-user bonus rate.

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How does 3.08% p.a. compare?

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For context:

• The 3.08% p.a. applies for the first 30 days for new users (assuming all bonus conditions are met)
• After the 30-day window, new-user bonus drops off; ongoing rate for someone with ShopeeVIP + salary credit = 1.48% p.a.
• The Mari Savings Account has a maximum deposit cap of S$100,000 and deposits are insured by SDIC up to the same limit

For savers who cannot or do not want to meet the more demanding conditions of DBS Multiplier, OCBC 360, or UOB One, the Mari Savings Account at 3.08% p.a. (even for 30 days on a meaningful balance) represents a solid short-term vehicle alongside the ongoing no-conditions base rate.

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How to open

Download the MariBank app, complete Singpass MyInfo registration, choose Mari Savings Account, and enter 8ZUU96EA in the referral code field. MariBank is app-only — there are no branches. The whole process typically takes about five minutes.

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Full terms for the bonus interest structure and the October referral code guide are at https://dlcuration.com/maribank-referral-code.h...

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→ Code: 8ZUU96EA | Mari Savings Account | S$8 cash + up to 3.08% p.a. for 30 days | 1–31 Oct 2026