USMART Referral Code 9smd: Up to USD 202 Welcome Rewards

📈 ended up unlocking close to USD 202 in vouchers just from opening a uSMART account properly — here's the exact breakdown, since most posts on this just quote the headline number without the conditions.

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uSMART referral code: 9smd

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If you'd rather skip typing it in manually, the same code is baked into this referral link — either the code or the link works as your sign-up code, just don't leave both blank.

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What you actually get (new users only):uSMART's current Stackable Welcome Offer (4 May 2026 – 31 December 2026) breaks into three tiers, and you don't need to hit the top tier to get something out of this:

1. Up to USD 14 in cash vouchers — you get a USD 2 voucher for each qualifying starter action, up to 7 vouchers total. Qualifying actions include your first deposit (any amount), a US stock option trade, a US fractional share trade, a trade using any SMART Order or SMART Plan, upgrading to an Intel account and holding it for a month, or a trade in FX, gold, virtual assets, or US stock CFDs.
2. A 0.02 Tesla (TSLA.US) share voucher, worth up to USD 8 — unlocked just by successfully opening a Standard or Intel account. Actual value floats with Tesla's share price on the day you redeem.
3. A cash voucher package worth up to USD 180 — this one needs you to fund at least S$5,000 into your new account. It pays out as six separate vouchers, each between USD 6 and USD 30.

How to claim it, step by step:

1. Sign up using code 9smd (or the referral link above) — the code cannot be added retroactively once your account is opened, so double-check it's in the field before you submit.
2. Verify with Singpass MyInfo and open a Standard or Intel account — most people finish this in under 10 minutes.
3. Complete whichever starter actions apply to you, and fund at least S$5,000 if you're going for the full voucher package.
4. Head to Me → Rewards Centre in the uSMART SG app and manually redeem each voucher — cash vouchers credit within 2 working days, the share voucher within 5 working days.

Things that'll cost you money you're owed:

• ⚠️ Unredeemed vouchers expire worthless — this isn't a "credited automatically" reward, you have to go into Rewards Centre and claim each one within its validity window.
• ⚠️ For the USD 180 package specifically, if you don't manually select your vouchers, uSMART defaults you into the lower-value set instead of the full amount — worth checking this before you assume you got the max.
• ⚠️ A Trader account doesn't count for any of this — it has to be Standard or Intel.
• ⚠️ This is a genuine one-time referral code use — if you've ever held any account with uSMART SG or another uSMART Group entity, you're not eligible, even if it was years ago.

Not eligible if: you're under 18, you already hold or previously held a uSMART account under any entity in the group, you open a Trader-only account, or you've claimed a uSMART Welcome Package before — it's one claim per person for life, not per promo cycle.

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Campaign window: the whole offer runs 4 May 2026 to 31 December 2026 — after that, uSMART can change or pull the terms.

I checked the exact eligible-action list and the default-voucher-set warning against DLCuration's uSMART referral code page before writing this, since that's easy to get wrong from memory alone: https://dlcuration.com/usmart-referral-code.html

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Honest caveat: uSMART Securities (Singapore) Pte. Ltd. is MAS-licensed for capital markets activities, but it's a brokerage, not a bank — your funds sit in segregated custodian accounts, not SDIC-insured deposits, and any investing you do afterward carries normal market risk.

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Not financial advice, just laying out what I found so you don't have to dig through the FAQ yourself.