Sole Proprietors: Opening a Mari Business Account With 8ZUU96EA

Freelancers registered as sole proprietors often assume business banking means paperwork and fees. The Mari Business Account accepts sole props, has no account fee and no fall-below fee, and comes with S$28 through a referral code.

Mari Business Account referral code: 8ZUU96EA
Enter it in the "Referral / Promo Code?" field during the application.

Who can apply

• Sole proprietorships
• Partnerships and LLPs with no corporate partners
• Private limited companies with no corporate shareholders
• Owners/directors/25%+ shareholders must be Singapore Citizens, PRs, or foreigners with Singpass

What you need

• The MariBank app (same app as personal banking)
• Singpass for the principal applicant
• Your registered business

The S$28
1. Apply between 1 Oct and 31 Dec 2026 and enter 8ZUU96EA
2. Get approved
3. S$28 is credited to the business account (first 1,000 successful referrals)
4. Keep the account open and in good standing until 30 Jun 2027

The catch for sole props
As a sole proprietor, you are the Approved Person. If you already had a MariBank personal product, like a Mari Savings Account, before 1 Oct 2026, the business doesn't qualify for the S$28.

Day-to-day features

• Up to 0.88% p.a. interest on the balance
• Free local transfers and PayNow
• S$0 overseas transfer fee under a promotion until 31 Dec 2026

DLCuration's how-to has the application screens step by step: https://dlcuration.com/how-to-use-maribank-busi...

Not financial advice.