Mari Business Account Referral Code 8ZUU96EA: S$28 Cash for New SMEs

S$28 isn't a lot, but it comes with no deposit, no card spend and no salary crediting. The part that catches people is that MariBank checks the people behind the business too, so I'd do that check before downloading anything.

​

👉 Mari Business Account referral code: 8ZUU96EA

​

Promotion: 1 Oct to 31 Dec 2026, limited to the first 1,000 successful referrals. It's the same offer as October, so nothing has changed for November.

What you get

A one-time S$28 cash credit in your new Mari Business Account. There are no tiers.

How I'd do it

1. Ask every owner, partner, director and 25%+ shareholder whether they've ever had a MariBank personal product.
2. Download the MariBank app, register with a Singapore mobile number and choose Business Banking. The main applicant needs Singpass.
3. Enter 8ZUU96EA in the "Referral / Promo Code?" field and apply it before you tap "Link with Shopee Shop" or "Apply without Shopee Shop".
4. Finish the application and get approved by 31 Dec 2026. Submitted isn't enough.

Things that can cost you the S$28

• ✅ Any of those people held a MariBank retail product, such as a Mari Savings Account, before 1 Oct 2026. The business then doesn't qualify, even if it's brand new.
• ✅ The business already had a Mari Business Account.
• ✅ The code is wrong, incomplete or left blank.
• ✅ You use another MariBank referral or promo code with it.
• ✅ You close the account before 30 June 2027, or it falls out of good standing. MariBank can then take the reward back.

When it arrives

MariBank's help centre says it's credited instantly after a successful application. The promotion terms allow up to one month after the promotion ends, so 31 Jan 2027 is the latest date I'd count on. I checked the two on 2 Nov, and where they differ I'd go with the terms.

Who can apply

Sole props, private limited companies with no corporate shareholders, and partnerships and LLPs with no corporate partners. Owners, directors, partners and 25%+ shareholders must be Singapore Citizens, PRs or foreigners with Singpass access. Approval is up to MariBank.

​

November's other business promos aren't part of this code

• MARIUP60: up to S$60 on a new Mari Business Loan (Credit Line). It's S$40, plus S$20 for linking your Shopee Shop. It must be approved by 15 Nov 2026, and it's for the first 200 customers.
• FEEPROMO: cashback of the Term Loan processing fee. Apply by 30 Nov 2026, and it's only for the first 20 customers.

Those codes go on the loan application, and their terms say they aren't valid with other offers unless stated. I'd ask MariBank before counting on more than one reward. I wouldn't take a loan for the cashback either.

I put the eligibility check, the FAQs and the full promo list in the DLCuration Mari Business Account guide: https://dlcuration.com/maribank-business-accoun...

If you already need a business account, there's little downside, since MariBank lists S$0 account and fall-below fees and up to 0.88% p.a. interest. SGD deposits are SDIC-insured up to S$100,000. Not financial advice.

Disclosure: 8ZUU96EA is DLCuration's referral code, and MariBank may pay a referral reward if you use it.