MariBank Business Account Referral Code 8ZUU96EA: S$28 Cash

Got S$28 dropped into my Mari Business Account for typing in one code during the application. No deposit to hit, no spend requirement, no tiers.

👉 Referral code: 8ZUU96EA

It goes into the "Referral / Promo Code?" field when you apply for the Mari Business Account in the MariBank app. It can't be added after you've submitted, which is the part that nearly tripped me up.

What you get

A one-time S$28 cash credit into your new Mari Business Account once the application is successful. The conditions are:

• Application submitted and approved between 1 Oct and 31 Dec 2026
• Only the first 1,000 successful referrals in the promo period get it
• Account stays open and in good standing until at least 30 Jun 2027

How I claimed it

1. Downloaded the MariBank app (business and personal banking share the same app).
2. Started a Mari Business Account application for my registered business. The principal applicant needs a valid Singpass account.
3. Entered 8ZUU96EA in the "Referral / Promo Code?" field. I copied and pasted it rather than typing.
4. Waited for approval. MariBank's help centre says the S$28 is credited instantly once the application is successful, and the promo terms allow them up to 31 Jan 2027 to credit it.

Things that can cost you the S$28

• ⚠️ A wrong, incomplete or blank code means no reward.
• It doesn't stack with any other MariBank referral or promo code.
• If you close the account before 30 Jun 2027, or it falls out of good standing, MariBank may forfeit or claw back the reward.
• The 1,000 cap applies across the whole promotion, so the reward can run out before 31 Dec.
• It's once per business.

Who doesn't qualify

This is the one I'd check first. The business must be a first-time Mari Business Account applicant, and no Approved Person (owner, partner, director, or shareholder with 25% or more) can have held any MariBank retail product before 1 Oct 2026. That includes a personal Mari Savings Account, so if you or a co-director already bank with MariBank personally, the business reward is out.

On business types, MariBank accepts sole proprietorships, private limited companies with no corporate shareholders, and partnerships and LLPs with no corporate partners. Owners, directors, partners and 25%+ shareholders must be Singapore Citizens, PRs or foreigners with Singpass access. Approval is at MariBank's discretion.

I double-checked these numbers against DLCuration's Mari Business Account referral guide, which also links the official T&Cs: https://dlcuration.com/maribank-business-accoun...

Is the account itself worth having?

S$28 is a small one-off, so the account terms matter more. MariBank lists S$0 account fees and S$0 fall-below fees, and up to 0.88% p.a. interest on the balance. Local transfers and PayNow are free. Rates and fees can change, so check the app before applying. MariBank is MAS-licensed and SGD deposits are SDIC-insured up to S$100,000 per depositor; foreign currency deposits and investment products aren't covered.

MariBank can also amend or end the promo without notice. Not financial advice, just sharing what worked for my own setup.