Revolut Referral Link Singapore: The 4 Steps That Get Your Account Fully Set Up

If you're searching for a Revolut referral code: there isn't one in Singapore, and there's no cash sign-up bonus for new users either. What the referral link gets you is a free Revolut Standard account, and the four steps in Revolut's invite are exactly the steps that get that account properly working before you travel.

👉 Revolut referral link: https://revolut.com/referral/?referral-code=chr...
👉 There's no Revolut referral code or promo code. The link is the only thing that records the referral, so open it on your phone before you download the app.

Full disclosure, the link is mine. I keep the steps, fees and FAQs updated on DLCuration's Revolut referral page: https://dlcuration.com/revolut-referral.html

What you get on the free Standard plan

• ✅ S$0 a month, with free virtual cards and your first physical card free (a delivery fee shows in the app before you order)
• ✅ Currency exchange up to S$5,000 a month in 30+ currencies with no added fee on weekdays
• ✅ Overseas ATM withdrawals up to S$350 or 5 withdrawals a month with no Revolut fee
• ✅ Free, instant transfers to other Revolut users

The 4 steps in Revolut's invite

1. Sign up through the link and verify your identity. Tap the link first, then install the app from it.
2. Add money by debit card or bank transfer. Your first card top-up is free; top-ups from Singapore bank accounts are free.
3. Make 3 purchases of at least S$10 each. Your virtual card works straight away online and in-store, so you don't need to wait for the plastic.
4. Order a physical card. Add it to Apple Pay or Google Pay and pay contactless.

Revolut's invite shows a deadline for these steps, so check the date in the app when you open the link.

Where people trip up ⚠️

• ✅ "Cash" transactions don't count as purchases. Gambling, gift cards and transfers are excluded, so use real shopping or dining spend.
• ✅ Signed up first, opened the link later. A referral can't be added to an account that already exists.
• ✅ Existing or past Revolut account. The link is for people who have never had a Revolut Personal account with any Revolut entity. Revolut <18, Business and Joint accounts aren't covered.
• ✅ Weekend FX. Exchanges on weekends, and anything above S$5,000 a month, cost 1%. Change your money on a weekday before the trip.
• ✅ ATM limits. Past S$350 or 5 withdrawals a month, overseas ATM withdrawals cost 2% (minimum S$1.49), and the ATM operator may add its own fee.

Paid plans you may be offered

Some new users are invited in the app to try Premium, Metal or Ultra with the first month's fee waived. It has to be claimed within 72 hours of opening the account and renews at the normal monthly price unless you cancel, so only take it if you'll actually use it.

Honest caveat

If what you want is a cash sign-up bonus, Revolut isn't it; it's a good free FX and travel-spending account. Revolut Technologies Singapore Pte. Ltd. is regulated by MAS as a Major Payment Institution (licence PS20200326). It isn't a bank, so balances aren't SDIC-insured. Fees and plan limits can change; the DLCuration page above is where I keep them updated.

Not financial advice. Not affiliated with Revolut.