Revolut Referral Link Singapore: No Cash Bonus, So What Do You Get?

Let me save you some scrolling: Revolut Singapore does not pay a cash sign-up bonus to people who join through a referral link. A lot of older posts still imply otherwise.

So why use a link at all? Because it is how Revolut tracks the October referral campaign, and the steps it asks for are the same ones you'd do anyway to get a working account.

👉 Referral link (no code to type): https://revolut.com/referral/?referral-code=chr...

What the free Standard plan actually gives you

• S$0 monthly fee
• Up to S$5,000 a month of currency exchange in 30+ currencies with no added fee on weekdays (1% on weekends and above the limit)
• Up to S$350 a month (or 5 withdrawals) at overseas ATMs with no Revolut fee, then 2% (min S$1.49)
• Free virtual card, first physical card free (delivery fee shown in the app)

The campaign steps, due by 28 Oct 2026

1. Open the link on your phone first, then download the app from it
2. Sign up and pass the in-app ID check
3. Top up (debit card, Apple Pay, Google Pay or bank transfer)
4. Order the physical card
5. Make 3 card purchases of S$10 or more before 28 Oct 2026

Things that don't count

• Gambling, gift card purchases and transfers are not "purchases"
• Money sent to you by another Revolut user is not a top-up
• Closing the account within 14 days, or cancelling the card before it arrives
• Anyone who has ever had a Revolut Personal account, or is opening a Business, Joint or under-18 account

You may also get an in-app invite to try Premium or Metal with the first month free. It has to be claimed within 72 hours and renews at the normal price (from S$10.99/month) unless you cancel, so set a reminder if you take it.

I checked the fee numbers against the breakdown on DLCuration's Revolut page (https://dlcuration.com/revolut-referral.html), which also lists the FAQ on referral codes.

Not financial advice. If you only need a free multi-currency card for a trip, this does the job; just don't sign up expecting cash.

Disclosure: I work with DLCuration, and these are its referral codes.