Maribank Referral Code 8YVT49VP - Maribank x ShopeeVIP Bonus Interest November 2026: How to Earn Extra 0.40% p.a.

Maribank Referral Code is 8YVT49VP.

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Are you a ShopeeVIP member? If you're using MariBank to park your savings, there's an extra bonus interest promotion you might not want to miss!

MariBank is currently offering an additional 0.40% p.a. interest to eligible ShopeeVIP subscribers who link their Shopee account to their Mari Savings Account.

That means you could earn 1.28% p.a. instead of the usual 0.88% p.a., without needing to credit your salary or spend on a credit card.

And if you're a new MariBank customer, you could potentially earn even more — up to 3.08% p.a. during your first 30 days!

Here's how the promotion works and whether it's actually worth it.

💰 What Is the MariBank ShopeeVIP 0.40% Bonus Interest?

MariBank's ShopeeVIP Bonus Interest is part of its Mari Savings Account Bonus Interest Promotion, running from 17 August to 31 December 2026.

Here's the interest rate breakdown:

Interest ComponentRateBase interest0.88% p.a.ShopeeVIP bonus+0.40% p.a.Total with ShopeeVIP1.28% p.a.Salary crediting bonus+0.20% p.a.New user bonus (first 30 days)+1.60% p.a.Maximum rate for eligible new users3.08% p.a.

Even if you're already an existing MariBank customer, you can still qualify for the ShopeeVIP bonus.

The important thing is that you must have an active ShopeeVIP subscription, link the correct accounts, and claim the bonus in your MariBank app.

📱 How to Claim MariBank ShopeeVIP Bonus Interest

The steps are quite straightforward:

Step 1: Subscribe to ShopeeVIP

Open your Shopee Singapore app and make sure you have an active ShopeeVIP subscription.

Step 2: Link Your Shopee Account to MariBank

Open the MariBank app and go to your profile's Shopee linkage settings.

Link your Mari Savings Account with your Shopee account if you haven't done so.

Step 3: Claim Your 0.40% Bonus Interest

Look for the ShopeeVIP Bonus Interest promotion in the MariBank app.

Tap "Claim" to activate your bonus.

Step 4: Start Earning Bonus Interest

Once successfully activated, your additional interest is calculated daily based on your eligible end-of-day SGD balance.

⚠️ Important: Don't forget to click "Claim"!

MariBank states that you need to claim before 11:59:59 PM Singapore time to qualify for that day's bonus interest.

If you forget to claim, the missed interest cannot be backdated.

📊 How Much Extra Interest Can You Earn?

Let's calculate how much the additional 0.40% p.a. is actually worth.

Savings BalanceExtra Interest Per Year*S$1,000S$4S$5,000S$20S$10,000S$40S$20,000S$80S$50,000S$200S$100,000S$400

These figures illustrate a full year at 0.40% p.a., using simple interest. The current promotion ends on 31 December 2026, so they are not a promise that you'll receive a full year's bonus. Actual earnings depend on your eligible balance, qualification dates and promotional terms.

For example, if you have S$10,000 in MariBank, the extra bonus works out to approximately S$3.29 over 30 days.

It might not seem like much, but if you're already paying for ShopeeVIP, it's an additional benefit worth claiming.

🤔 Is ShopeeVIP Worth Subscribing to Just for the Bonus Interest?

This is probably the most important question.

ShopeeVIP is a paid membership, so the additional interest isn't necessarily free money if you subscribe solely to qualify for it.

For example, suppose your ShopeeVIP subscription costs S$30 per year.

At an additional 0.40% p.a., you would need approximately S$7,500 in savings for a full year just to offset that S$30 subscription cost.

And because MariBank's current promotion ends in December 2026, you shouldn't assume that the bonus will continue for another 12 months.

My suggestion:

✅ If you already subscribe to ShopeeVIP, definitely check whether you've claimed the MariBank bonus.

✅ If you frequently shop on Shopee and use the other ShopeeVIP benefits, the extra interest could make your membership more worthwhile.

⚠️ If you rarely use Shopee and are considering subscribing only for the 0.40% bonus, calculate the actual expected interest against the subscription cost first.

🎁 New to MariBank? Use Referral Code 8YVT49VP

If you haven't opened a MariBank account, there's also a separate referral promotion available in November 2026.

MariBank Referral Code: 8YVT49VP

How to use it:

1. Download the official MariBank app.
2. Register for a new account.
3. Select the eligible MariBank product you want to apply for.
4. Enter 8YVT49VP in the Referral / Promo Code field.
5. Complete your application.

Eligible new customers may receive additional cash referral rewards, subject to MariBank's promotion terms and conditions.

The November referral promotion runs from 1 to 30 November 2026.

If you're eligible for the new-user savings bonus and the ShopeeVIP bonus, you could potentially enjoy:

• 0.88% p.a. base interest
• 1.60% p.a. new-user bonus for 30 days
• 0.40% p.a. ShopeeVIP bonus

Total: 2.88% p.a.

You could reach 3.08% p.a. if you also fulfil MariBank's additional 0.20% salary-crediting bonus requirements.

❓ Frequently Asked Questions

Q: Is the ShopeeVIP 0.40% bonus available to existing MariBank users?

Yes! Existing MariBank customers can qualify for the ShopeeVIP bonus if they meet the promotion requirements.

Q: Do I need to spend on Shopee to earn the bonus interest?

The ShopeeVIP interest eligibility criteria focus on maintaining an active subscription, linking your accounts and claiming the bonus. There is no separate Shopee spending requirement listed for this bonus.

Q: Do I need to credit my salary to qualify?

No. The 0.40% ShopeeVIP bonus does not require salary crediting. Salary crediting is a separate bonus worth an additional 0.20% p.a.

Q: What happens if my ShopeeVIP subscription expires?

You will stop qualifying for the ShopeeVIP bonus when your membership expires. To resume earning it, you need to reactivate your ShopeeVIP membership and successfully claim the bonus again.

Q: When does the ShopeeVIP bonus promotion end?

The current promotion is scheduled to end on 31 December 2026, subject to MariBank's terms.

✅ Final Thoughts

I think MariBank's extra 0.40% p.a. ShopeeVIP bonus is a nice additional perk, especially for people who already subscribe to ShopeeVIP.

It doesn't require you to spend more on Shopee or change your salary-crediting arrangements just to unlock this particular bonus.

However, whether it's worth subscribing to ShopeeVIP purely for the extra interest depends on your savings balance, subscription cost and how long the promotion remains available.

If you're new to MariBank, don't forget to check the separate referral promotion too!

🎁 MariBank Referral Code: 8YVT49VP

Official sources:

• MariBank Savings Account: https://www.maribank.sg/product/mari-savings-account
• MariBank Bonus Interest FAQ: https://www.maribank.sg/help-centre/article/10865-what-is-the-mari-savings-account-bonus-interest-promotion
• Latest MariBank Promotions: https://www.maribank.sg/promo

Disclosure: I may receive a referral reward if you successfully apply using my referral code. All promotions are subject to eligibility requirements and MariBank's terms and conditions.

Are you currently using ShopeeVIP with MariBank? Do you think an extra 0.40% interest is worth paying for ShopeeVIP?

Feel free to share your thoughts! 😊