🏦 MariBank Referral Code: 4OVQ01AP — Up to S$15 Instant Cash + Up to S$80 Card Rewards (Oct 2026) 💸

New to MariBank? Enter 4OVQ01AP when you sign up and get up to S$15 instant cash 🤑 Add the Mari Credit Card and unlock up to S$80 more in new user rewards, for up to S$95 in total 🎉 Valid 1–31 Oct 2026, first 10,000 successful referrals only ⏰

💡 WHAT IS MARIBANK?
MAS-licensed digital bank owned by Sea Limited (same group as Shopee & Garena) 🛍️
✅ SDIC-insured up to S$100,000 per depositor 🛡️
✅ No salary credit, no min spend, no min balance for base interest
✅ Interest credited daily 📅
✅ Sign up via Singpass/MyInfo in under 10 mins 📱
✅ Tight Shopee integration 🧡

🎁 REFERRAL CASH WITH CODE 4OVQ01AP (1–31 Oct 2026)
💰 Mari Savings Account or Mari Invest bundle → S$8 instant cash
💰 Mari Credit Card bundle → S$15 instant cash
💰 Instant Loan bundle → S$15 instant cash
⚡ Cash is credited to your Mari Savings Account upon successful application

💳 MARI CREDIT CARD NEW USER REWARDS: UP TO S$80 (1 Oct – 31 Dec 2026)
🔹 S$30 welcome cashback with min S$300 eligible spend
🔹 S$50 Shopee voucher pack
➕ Plus the S$15 referral cash = up to S$95 total 🏆
✈️ No annual fee, no FX fee on overseas spend

📝 HOW TO CLAIM
1️⃣ Download the MariBank app (App Store / Google Play / Huawei AppGallery)
2️⃣ Tap "Open an Account" → Mari Savings Account (add the Credit Card bundle if you want the bigger reward)
3️⃣ Verify with Singpass/MyInfo 🔐
4️⃣ Enter 4OVQ01AP in the "Referral / Promo Code?" field ⚠️ You CANNOT add it after the account is opened
5️⃣ Submit and get approved, usually within minutes. Instant cash lands right away 💵
6️⃣ Fund your account via PayNow/FAST. There's no minimum deposit 🏧
7️⃣ For card rewards, hit the S$300 eligible spend. Check the app for the spend window and exclusions

📌 TERMS TO NOTE
🆕 New MariBank Personal Banking customers only. Previous accounts don't qualify, even if closed
🇸🇬 Singapore Citizens & PRs, aged 18+
🔐 A valid Singpass is required
🔢 Capped at the first 10,000 successful referrals for October
1️⃣ One code per sign-up. You can't stack it with other MariBank promo codes
🔒 Keep the account open and in good standing, or the reward may be clawed back
📆 Amounts change monthly. Always check the in-app T&Cs before applying

✨ OTHER MARIBANK PROMOS THIS MONTH
🔸 Mari Savings Account Bonus Interest Promotion (till 31 Dec 2026). Check the app for your rate 📈
🔸 1% cashback on Scan & Pay at NETS SGQR merchants (till 31 Dec 2026). Great for hawker centres 🍜
🔸 Instant Loan: 100% interest cashback on your first 1-month loan (1 Oct – 31 Dec 2026)
🔸 Mari Credit Card: Win S$100K worth of flight tickets (1 Oct – 31 Dec 2026) ✈️
🔸 Unlimited S$0 fee overseas transfers (till 31 Dec 2026) 🌏

🤔 WORTH IT?
✅ Yes, S$8–S$15 free cash with no minimum deposit is an easy win
✅ Sensible if you already use Shopee or want a no-hoops savings account
⚠️ Promo interest rates have end dates, so check the base vs bonus rate in the app
⚠️ Only take the card bundle if you actually want a new credit card and will naturally hit S$300 spend. It's a hard credit application on your record

❓ FAQ
Q: When do I get the referral cash?
A: Instantly upon successful application, credited to your Mari Savings Account ⚡

Q: Can I use the code if I've had a MariBank account before?
A: No, it's for new customers only, even if your old account is closed.

Q: Is there a minimum deposit?
A: No. The instant cash is given on successful application.

Q: Is my money safe?
A: Yes. MariBank is MAS-licensed and SGD deposits are SDIC-insured up to S$100,000 🛡️ Mari Invest products are investments, not deposits, so they're NOT SDIC-insured.

Q: Can foreigners / EP holders use the code?
A: Personal banking referrals are for Singapore Citizens & PRs only.

Q: Promo code vs referral code, what's the difference?
A: They go into the same "Referral / Promo Code?" field, and only one code is allowed per sign-up.

Q: I forgot to enter the code. Can I add it later? 😬
A: No, it must be entered during the application. You may still get product-specific welcome rewards for new products like the credit card.

🔗 Full guide: https://www.sgreferralcodes.com/maribank-referr...

👉 Use code: 4OVQ01AP 👈