🏦 MariBank Referral Code 4OVQ01AP (Nov 2026) — Which Bundle Pays Most? S$8 vs S$15 Cash, Plus Up to S$80 Card Rewards

🏦 MariBank Referral Code 4OVQ01AP (Nov 2026) — Which Bundle Pays Most? S$8 vs S$15 Cash, Plus Up to S$80 Card Rewards
🗓️ November's Refer & Get Rewarded promo runs 1 to 30 Nov 2026
🔑 Key in 4OVQ01AP when you apply for any MariBank Personal Banking product
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🧮 What each bundle gets you (per MariBank's promo page):
💰 Mari Savings Account alone: S$8 cash
📈 Mari Invest bundle: S$8 cash
💳 Mari Credit Card bundle: S$15 cash
💵 Instant Loan bundle: S$15 cash
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➕ Stacks with the card's New to Card Rewards (up to S$80):
🎯 S$30 welcome cashback when you spend at least S$300 within 30 days of card approval (approval by 31 Dec 2026)
🛍️ S$50 Shopee voucher pack, used via Mari Credit Card Instant Checkout on Shopee
🏆 Best combo: Credit Card bundle = S$15 cash + up to S$80 = up to S$95
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📊 Savings interest, if you park cash there:
🔹 Up to 3.08% p.a., credited daily
🔹 That's 0.88% base + 1.60% new-user bonus (first 30 days only) + 0.40% for ShopeeVIP + 0.20% with salary crediting of S$500+
🔹 So most people without ShopeeVIP or salary crediting see 2.48% for the first month, then 0.88%
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🪜 Steps:
1⃣ Download the MariBank app (official app stores only)
2⃣ Apply with Singpass MyInfo
3⃣ Enter 4OVQ01AP on the referral code page during the application
4⃣ Pick the bundle you actually want, then finish the application
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⚠️ Don't skip:
🆕 For new MariBank customers. Check eligibility in the app before applying
🙅 Only take the Instant Loan bundle if you genuinely need a loan. S$15 is not a reason to borrow
💳 Only get the card if you can hit S$300 naturally and pay in full
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💬 Q&A
❔ Is the 3.08% for everyone?
✔️ No. The full rate needs ShopeeVIP and salary crediting, and the 1.60% bonus lasts only 30 days.
❔ Missed the code at sign-up?
✔️ It's entered during the application, so key it in before you submit.
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🔗 More details: https://www.sgreferralcodes.com/maribank-referr...