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π Instarem Referral Code: 2YgK6l
π° Get 2,000 InstaPoints worth S$25 after completing one qualifying activity
π Sign up here: https://referral-link.onelink.me/gbf1/a43c48ca?...
β° Instarem's referral page says the offer is valid until 30 Nov 2026
β How to Qualify
Complete one of these within 1 year of signing up:
π Make a single transfer above S$1,000
OR
π³ Spend a combined total of over S$100 on your amaze card
β οΈ Signing up alone is not enough!
π² How to Sign Up
1οΈβ£ Tap the referral link above, or download the Instarem app
2οΈβ£ Tap "Sign up", then choose an Individual account and Singapore
3οΈβ£ Check that the referral code shows 2YgK6l. If it's blank, enter it yourself
4οΈβ£ Verify your identity with Singpass MyInfo or your NRIC/passport
5οΈβ£ Complete one qualifying activity
6οΈβ£ Check your InstaPoints balance in the app
π― How to Redeem Your InstaPoints
π΅ 2,000 points = S$25 amaze cashback (once a month)
π΅ 1,000 points = S$5 amaze cashback (no monthly limit)
π 2,000 points = S$25 off a transfer above S$1,000 (once a month)
π 400 points = S$5 off any transfer
βοΈ 1,200 points = 400 KrisFlyer miles (no monthly cap)
π You can redeem only one S$25 reward per calendar month
π Cashback and miles require an active amaze card
π‘ Is It Worth It?
π Yes, if you were already planning to use Instarem or amaze
π For most people, S$100 of normal spending on amaze is easier than a S$1,000 transfer
π« Use normal retail or dining spend. Bills, insurance and e-wallet top-ups are excluded from amaze rewards, so don't count on them to qualify
π Don't spend or transfer extra just to get the bonus
β οΈ Things to Note
π The code must be used during sign-up
1οΈβ£ You can use only one referral code, and each person can get the reward once
π’ Business accounts are not eligible
π« Transfers to your referrer or a joint account with them don't count
β³ InstaPoints expire 12 months after they are credited for Singapore accounts
π³ amaze Wallet earns InstaPoints, but linked cards normally don't
π¦ DBS, POSB and UOB cards no longer earn points on amaze transactions
πΈ Linked card SGD spend has a 1% fee (min. S$0.50)
π± Linked card foreign currency spend has an FX spread of up to 2.1%
π amaze Wallet spending has no fee, and PayNow top-ups are free
π Instarem can change or cancel the promotion at any time
β FAQ
Q: Do I need an amaze card to get the bonus?
π No. You can qualify with a single transfer above S$1,000, but cashback and miles redemptions need an active amaze card.
Q: Can I redeem InstaPoints for cash?
π Yes, as cashback to your amaze wallet, but not directly to your bank account.
Q: Can I use AMAZE25 with 2YgK6l?
π No, you can use only one code. AMAZE25 gives 1,000 InstaPoints (S$5) to the first 2,000 eligible new users until 31 Dec 2026, while 2YgK6l gives S$25 after you qualify.
Q: How long does the bonus take to credit?
π The T&Cs don't state a fixed timeline. If it doesn't appear after you qualify, contact in-app support.
Q: Is the first transfer free?
π Check the fee in the app before confirming. The site still shows zero fees, but the linked T&Cs list an end date of 30 Sep 2026.
Q: Is Instarem regulated in Singapore?
π Yes. It's operated by Nium Pte. Ltd., a MAS-regulated Major Payment Institution (Licence No. PS20200276).
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