Amaze Referral Code JxU1zN: 2,000 InstaPoints (~S$25)

Got 2,000 InstaPoints (about S$25) for signing up for the Instarem amaze card with a referral code, and the spend requirement is only S$100.

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👉 Referral code: JxU1zN

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Enter it when you create your account. That part matters, more on it below.

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What you get

• 2,000 InstaPoints (worth about S$25) as a new user
• A discount on the transfer fee for your first overseas money transfer

To unlock the points, I had to do one of these:

• Spend S$100 in total on the amaze card, or
• Make one overseas transfer of S$1,000 or more

I went the card spend route since S$100 is easy to hit with normal expenses.

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How I claimed it

1. Have the code JxU1zN ready before you start.
2. Sign up for an Instarem account and check that the code is actually entered.
3. Complete identity verification, then apply for the amaze card.
4. Make one qualifying transaction (S$100 total card spend, or a S$1,000+ overseas transfer).
5. Redeem the InstaPoints once they post.

Redeeming the points

2,000 InstaPoints gets you one of:

• S$25 cashback to your amaze Wallet
• About 666 KrisFlyer miles
• S$25 off a transfer above S$1,000

I took the cashback. For most people it's the better value than 666 miles.

Things that can cost you the reward

• ✅ The code must be entered at account creation. It can't be added later, so don't rush past that screen.
• ✅ Wallet top-ups to other stored-value cards or e-wallets (MCC 6540) don't count toward the S$100 spend.
• ✅ If your qualifying transaction gets cancelled or refunded, it doesn't count.
• ✅ InstaPoints expire 12 months after crediting.
• ✅ The S$25 cashback tier can only be redeemed once per calendar month.

I checked these numbers against DLCuration's amaze referral guide, which has the longer breakdown: https://dlcuration.com/amaze-referral.html

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Who can't get it

• Existing Instarem users (you need to have never had an Instarem account)
• Anyone signing up with a different referral code
• Second accounts
• Non-Singapore residents, or anyone under 18

Expiry

No end date is stated. The offer is listed as ongoing as of 8 October 2026, but these things change, so check Instarem's official referral terms before you sign up.

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A few honest caveats on the card itself

• amaze has two modes. amaze Wallet has 0% FX markup on foreign currency spend and earns 0.5 InstaPoints per S$1. amaze Link (linking your own Mastercard) earns no InstaPoints, has an FX spread of up to 2.1%, and charges a 1% fee on SGD spend. Know which one you're using before you tap.
• Instarem is run by Nium Pte. Ltd., a Major Payment Institution licensed by MAS. It's not a bank, so your Wallet balance is e-money and is not SDIC-insured. I just top up what I plan to spend.

Not financial advice, just sharing what worked for me. S$25 for S$100 of spending I was going to do anyway was fine by me.