GXS Referral Code CHRI688: The Order That Keeps the S$8 (and S$20)

The GXS referral code is only half of what earns the S$8. The other half is a deposit, and the timing on it is stricter than it looks.

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👉 GXS referral code: CHRI688, entered in the referral field while you apply

What the code gets you

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S$8 bonus cashback when you open your first GXS Savings Account with CHRI688 and deposit at least S$500 of fresh funds in one transaction, in the same calendar month you opened the account. GXS credits it by the end of the following month.

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Separately, GXS is running First Boost, which pays S$20 cashback. Its terms don't mention a referral code, so you can get it or miss it regardless of the code:

• A new 3-month Boost Pocket named exactly First Boost
• At least S$5,000 of fresh funds in it
• Opened within 30 days of opening your account, and by 31 Oct 2026
• Held to maturity, with the cashback credited by 28 Feb 2027

One S$5,000 transfer from another bank covers both deposits. That's where the S$28 headline comes from.

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How I'd do it, in this order

1. Copy CHRI688 before opening the app. A "1" typed as an "I" means no referral.
2. Download GXS Bank and tap Sign up now under GXS Savings Account.
3. Paste the code when the app asks for it and check it character by character.
4. Verify with Singpass Myinfo, review your details and submit.
5. Transfer S$500 (or S$5,000 if you're doing First Boost) from another bank as one transfer, in the same month.
6. For First Boost, create a new 3-month pocket, name it First Boost and move the S$5,000 in.
7. Leave it alone until the cashback lands.

What can cost you the cashback

• ⚠️ Opening late in the month. Open on the 30th, fund on the 2nd, and you've missed the same-month rule. Fund it the day you open.
• Splitting the deposit. Five S$100 transfers aren't one S$500 transaction.
• Moving money between your own GXS pockets. Only money from outside GXS counts.
• Renaming an old pocket "First Boost". It has to be a new one.
• Withdrawing from your Main Account during the three months. First Boost requires your total GXS balance to stay at or above the level on the day you opened the pocket.
• Closing the account, or breaking the pocket early, before the cashback is credited.

I wrote up the full sequence, with the eligibility checklist and what to do if you already hold a GXS product, on DLCuration: https://dlcuration.com/how-to-use-gxs-referral-...

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Who can't use it

• Anyone who already has a GXS Savings Account, or has had one and closed it
• Anyone under 16, or without Singpass Myinfo and a Singapore residential address
• Holders of a GXS Biz Account or GXS FlexiLoan Biz
• US citizens, whom GXS isn't accepting at the moment

If you have a GXS FlexiCard or FlexiLoan but no Savings Account, you can still get the S$8, as long as you haven't closed a GXS Savings Account in the last six months.

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Dates

The S$8 runs for accounts opened up to 31 Dec 2026, capped at the first 5,000 successful referrals a month. First Boost needs the pocket opened by 31 Oct 2026 and is capped at 1,000 customers a month.

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Honest caveat

GXS quotes First Boost at 2.82% p.a. effective for S$5,000 over three months. That's reasonable for idle cash and a bad idea for anything you might need before February. GXS Bank is MAS-licensed, and SGD deposits are SDIC-insured up to S$100,000 per depositor.

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Not financial advice, just the order that matches the terms. Check the campaign in the GXS app before you deposit, since GXS can change it.