GXS Bank Review + 2026 Referral Code (JXNX325) – Get S$8 Referral Reward 💰

Looking for a simple digital bank account in Singapore to park your savings, organise your money into different pockets and earn interest?

GXS Bank may be worth considering — especially if you already use Grab and want a savings account that integrates with the Grab ecosystem.

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🎁 GXS Bank Referral Code

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👉 Referral Code: JXNX325

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Use my referral code when signing up for an eligible GXS Savings Account.

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💰 Current Referral Reward

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Get S$8 for every successful referral when your friend signs up for a GXS Savings Account using your referral code.

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📅 Referral promotion valid until 31 December 2026

T&Cs and eligibility requirements apply.

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🏦 Current GXS Savings Account Promotion

If you're a new GXS Savings Account customer, there is currently also a separate new-user promotion:

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🎁 Get S$20 cashback

To qualify, eligible new customers need to:

• Sign up for a GXS Savings Account
• Deposit at least S$5,000
• Put the funds into a 3-month Boost Pocket
• Name the Boost Pocket "First Boost"
• Fulfil the applicable campaign requirements

The current promotion is advertised as valid until 30 September 2026, for the first 1,500 eligible customers.

This promotion is separate from the referral reward, so check the applicable T&Cs before signing up.

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💡 Why I use / like GXS

Some of the features that make GXS useful include:

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💰 Boost Pockets
Set aside spare cash for a fixed period and earn a higher interest rate than the Main Account.

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🎯 Saving Pockets
Create separate pockets for different savings goals without needing multiple bank accounts.

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📱 Digital-first banking
Manage your savings, spending and other GXS products directly from the app.

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🚗 Grab integration
GXS Savings Account can be linked to Grab for eligible payments, making it convenient if you already use Grab regularly.

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🏦 MAS-regulated bank
GXS Bank holds a banking licence and is regulated by the Monetary Authority of Singapore.

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🛡️ Deposit protection
Eligible Singapore-dollar deposits are insured by SDIC for up to S$100,000 in aggregate per depositor per Scheme member, subject to the applicable deposit insurance rules.

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📌 Is GXS worth considering?

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For me, GXS is most useful as an additional savings account rather than necessarily replacing your main bank.

The ability to create different Pockets makes it convenient for separating money for different goals, while Boost Pockets can provide a higher return when you're comfortable setting aside the funds for a specified period.

The main thing to watch is that GXS promotions and interest rates change regularly, so don't rely on an old promotion when deciding whether to sign up.

Always check the latest GXS app promotion and T&Cs before depositing funds.

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🎁 My GXS Referral Code

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If you're planning to open a GXS Savings Account anyway, you can use my referral code:

👉 JXNX325

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Current referral reward: S$8 per successful referral.

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Thanks if you use my code — appreciate it! 😊

Official GXS website: https://www.gxs.com.sg/

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T&Cs, eligibility requirements, campaign periods and reward availability apply. Promotions may be changed or withdrawn by GXS Bank. Please refer to the latest official GXS terms and conditions before participating.