What is the split of cash/ investment/ srs/ cpf/ insurance that you guys have?

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Everyone's investment journey is different. It depends on what you want and your prioritisatio.

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A good rule of thumb would be 50% needs, 30% wants and 20% savings. Of course, this percentage amount can be changed depending individual.

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My monkey brain doesn't function this way. This is how I operate:

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• focus on contributing $15300 to my SRS first (tax deductible rules!) - use SRS funds to invest
• when I reach $15300, top up money to my CPF MA account (tax deductible rules!) - once I hit the ceiling for CPA MA, my funds will automatically flow to CPF OA
• top up children's CDA accounts
• n then invest what's left over into roboadvisors, trading apps n even cryptocurrency

my approach is as such because I want to hit the CPF Enhanced Retirement Sum asap. I see that as the foundation of my retirement funds. All else can wait until I hit this goal hahaha