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Anonymous
What are some recommended savings plans for those in their mid 20s?
Any recommended savings plans for those in their mid 20s?
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PolicyPal
22 Jan 2021
Official Account at PolicyPal
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Jiayee
15 Dec 2020
Salaryman at some company
Robos or RSP via FSMOne.
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Elijah Lee
15 Dec 2020
Senior Financial Services Manager at Phillip Securities (Jurong East)
Hi anon,
What are you aiming to save for?
If it is for retirement, you can look at a retirement in...
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Hi there!
I presume that you are referring to Universal life insurance plans that combine savings and protection. Do note that the life coverage component is relatively low.
Here are some universal life insurance plans that are currently available in the market that offer high liquidity and are capital guaranteed:
Dash Easy Earn that offers a 1.8% crediting rate (1.5% guaranteed and 0.3% non-guaranteed returns) and a minimum of S$2,000 to start the investment.
GIGANTIQ that offers a 1.8% crediting rate (1% guaranteed + 0.8% p.a. non-guaranteed returns) with minimum of S$50 to start the investment.
It is still best to speak with a financial adviser about your needs and financial situation before making a decision.
Lastly, “GIGANTIQ” is currently available on PolicyPal’s app with an exclusive promotion. You can find out more here.