USMART Code 9smd: Can You Keep Up the Monthly Trades for 6 Months?

USMART's welcome reward isn't paid in one go. It's six monthly vouchers, and each month you have to meet the deposit and trade count again. Miss a month and that month's voucher is simply gone.

uSMART referral code: 9smd (enter it at Register, or open https://m.usmartsg66.com/promo/overseas/bonus.h... so it's pre-filled)

Sign up by 31 Dec 2026

The tiers (pick one)

1. S$1,000, 2 trades a month → S$6 × 6 = S$36
2. S$2,000, 3 trades a month → S$30 × 6 = S$180
3. S$10,000, 5 trades a month → S$50 × 6 = S$300
4. S$100,000, 8 trades a month → S$200 × 6 = S$1,200
5. S$500,000, 10 trades a month → S$330 × 6 = S$1,980

A trade only has to be S$0.01 or more, and US/HK stock trades are zero-commission on eligible instruments, so the cost is mostly your time.

My honest test before signing up
Would you naturally make 3 trades a month for half a year? If yes, S$2,000 for S$180 is a good deal. If you're a buy-once-and-forget investor, you'll probably miss months.

Also included

• 0.02 TSLA fractional share for opening a Standard or Intel account (value moves with Tesla)
• Up to S$14 in starter vouchers (S$2 each for 7 first-time actions like a first deposit or a fractional share trade)
• Free US and SG live prices

Gotchas

• Trader accounts are excluded, open Standard or Intel
• No code at registration means no reward, it can't be added later
• Anyone who has had an account with any uSMART Group entity is out
• Redeem each voucher yourself under Me → Rewards Centre, one per calendar month

DLCuration's uSMART breakdown has the full table and which tier they rate best value: https://dlcuration.com/usmart-referral-code.html

Not financial advice. Pick the tier you'd hit without forcing trades.