Trust Code 2GG9T8K3: One Sign-Up, Two Scratch Cards Before 31 Oct

Something I didn't realise until I read Trust's October terms properly: the credit card and the savings account each come with their own sure-win scratch card. Apply for both under the same sign-up and you get two.

Trust referral code: 2GG9T8K3
Enter it on the very first screen after tapping "Get Started". There is no way to add it afterwards.

Scratch card 1, credit card sign-up

• Any Trust credit card (Freedom or Trust Link)
• Cashback up to S$8,000, no minimum spend
• Tiers listed this month: S$180, S$288, S$1,888, S$8,000, credited to the card

Scratch card 2, savings account sign-up

• Open a Trust savings account
• Cashback from S$8 to S$1,888, credited to the savings account
• Tiers: S$8, S$88, S$288, S$1,888

Both cards show up under Rewards → Quests within 24 hours of approval.

If you'd rather have miles

Pick the Freedom card and choose Miles mode during onboarding (update the app first or the option may not show). Spend S$1,000 / S$5,000 / S$15,000 within 31 days of approval for 20k / 50k / 100k Max Miles in total, redeemable in HeyMax by 31 Dec 2026. This replaces the cashback scratch card for the card path, it doesn't add to it.

Before you apply

• New to Trust only. A previously cancelled account also disqualifies you.
• Offer ends 31 Oct 2026.
• Freedom card income requirement is S$30,000 for citizens and PRs.
• Savings deposits are SDIC-insured up to S$100,000.

Full tier list and the Miles fine print are on DLCuration's Trust page if you want to double-check: https://dlcuration.com/trust-bank-referral-code...

Not financial advice. If you were going to open a Trust card anyway, ticking the savings account too costs nothing extra.

Disclosure: I work with DLCuration, and these are its referral codes.