Thoughts on the new DBS/POSB CPF OA hdb loan? says it’s always cheaper than the hdb loan based on their website and i’ve never seen a bank loan with such stable rates throughout the tenure before

I’d still check the lock-in, repricing terms and whether the rate can change later.

Looks quite attractive now since the DBS/POSB rates are below HDB’s 2.6%, but just note the “stable” rate isn’t guaranteed for the whole loan tenure