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It has always been a vicious cycle. We cannot be complacent and depend on organizations & government. With new hacking/scamming mechanisms, new software/ antivirus are developed and new hacks/scams are out again to outdo them. End of the day, consumer needs to stay educated & informed to be on top!
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To be fair, the banks should invest in a kilat cyber security team and always check for vulnerabiiti...
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We should really stop blaming victims by saying they were greedy, not all victims are greedy and many of them are pretty smart but somehow still fell victim, i fell into one and was miserable for months until i filed a complaint on reversalpro com and got it all returned to me. I was lucky but there are many other victims out there totally wiped out and helpless.