⭐ Standard Chartered Referral Code: 8B92B ⭐ 🎁 Up to 100,000 Miles / S$60,000+ Welcome Gifts

👉 Sign up here: https://www.sc.com/sg/promotions/referral-signup/
🔑 Enter referral code: 8B92B

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💳 WHAT YOU GET
✈️ Visa Infinite Card: 50,000 Welcome Miles
➡️ Spend S$2,000 within 60 days of approval
💰 Annual fee: S$550 + GST (S$599.50)

✈️ Beyond Card: 100,000 Welcome Miles
➡️ Spend S$20,000 within 90 days of approval
💰 Annual fee: S$1,500 + GST (S$1,635)

🏦 Priority Banking: Over S$60,000 worth of welcome gifts
➡️ Tiered by fresh funds deposited

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⚠️ WHAT CHANGED THIS QUARTER
❌ Smart, Simply Cash & Journey cards no longer in referral programme
❌ Samsonite luggage + S$100 bundle has ended
❌ SC Online Trading no longer listed
💵 Bonus$aver cashback now S$100 (was S$168)
💡 Bonus$aver S$100 is a public offer, no referral code needed

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📝 HOW TO APPLY
1️⃣ Go to the SC referral sign-up page
2️⃣ Enter code 8B92B and tap Submit
3️⃣ Choose Visa Infinite, Beyond or Priority Banking
4️⃣ Verify with Singpass MyInfo
5️⃣ Hit the min spend / fresh funds requirement
6️⃣ Pay the annual fee and receive your miles

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✅ ELIGIBILITY
🚫 Visa Infinite: must not hold ANY SC principal credit card
🚫 Must not have closed an SC card in the last 12 months
🎂 Credit card applicants: 21 to 65 years old
🏦 Priority Banking: requires significant deposits

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⚠️ COMMON GOTCHAS
📍 Must apply via the referral sign-up page, not the regular product page
⏰ Code must be entered BEFORE you apply, no back-crediting
💸 Miss the min spend deadline = miles forfeited
💳 Annual fee must be paid to get the welcome miles

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💰 BONUS$AVER (UP TO 7.35% P.A.)
💼 Salary credit S$3,000+: 0.90%
🛒 Card spend S$1,000/month: 0.90%
🛡️ Insure (S$24k premium): 2.50% for 6 months
📈 Invest (S$30k): 1.50% for 6 months
🆕 New-to-Bonus$aver: +1.50% for 3 months
📊 Realistic rate for most people (salary + spend): 1.85% p.a.
🎁 S$100 cashback with Bonus$aver Account + Credit Card + S$50k fresh funds (16 Oct 2026 – 1 Feb 2027)

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🤝 REFER YOUR FRIENDS (ONCE YOU'RE A CUSTOMER)
💵 S$80 per Visa Infinite referral
✈️ 20,000 miles or S$200 per Beyond referral
🏦 Up to S$2,500 per Priority Banking referral
♾️ No cap on referrals

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❓ FAQ

❓ Can I still get the Samsonite luggage or S$168 cashback?
👉 No, that was the Apr–Jun 2026 promo and has ended.

❓ Can existing SC customers use the code?
👉 Not for Visa Infinite if you hold any SC principal card. For Priority and Beyond, check the T&Cs.

❓ Do I need to pay the annual fee for the miles?
👉 Yes, for both Visa Infinite and Beyond.

❓ What if I forget to enter the code?
👉 SC generally does not back-credit. Enter 8B92B before applying.

❓ How long for referrer cashback to credit?
👉 Within 60 days of your friend's approval.

❓ Is Standard Chartered safe?
👉 Yes. It's MAS-regulated, with deposits insured up to S$100,000 under SDIC.

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📖 Full guide with all details & T&Cs:
👉 https://www.sgreferralcodes.com/128-cash-back-s...