Should i get at Resale or BTO or Condo?, i earn 4k and my partner earn 4k also. our combine CPF is 150K. and also is it wise to rent a house while waiting for bto if we choose bto. we're both 26yrsold

Can try for several staycations instead of renting a place (unless you want to try out pre-marital co-living and see if it works out)

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Meanwhile, weigh your options for BTO or resale, Condo is the premium option that you need to do your sums carefully (for the next 5 to 7 years, assuming no surprises or major change in income flow and can afford the mortgages if given).

Just get a 3 room resale in central area. Currently they're about 400k

Loan amount that i can take

Guess you already knew the answer between getting a BTO, Resale or Condo. Renting an entire house today could easily cost at least 80% of either one's pay (assuming $4k is after CPF). If privacy is of utmost importance, go ahead and bite the bullet.