📊 POEMS Referral Link (ends 30 Nov 2026) — S$50 or S$200 in SG/US Stock Coupons for New Cash Plus Accounts

📊 POEMS Referral Link (ends 30 Nov 2026) — S$50 or S$200 in SG/US Stock Coupons for New Cash Plus Accounts
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⏰ Three weeks left: POEMS Welcome Gifts cover accounts opened (with SMART Park opted in) from 1 Sep to 30 Nov 2026
🔗 Referral link: https://www.poems.com.sg/open-an-account/?refer...
🏛️ POEMS is Phillip Securities' trading platform
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🎚️ Two tiers (fund within 14 days of opening, then hold for 30 days):
🔹 Tier 1: S$3,000 → 5 × S$10 stock coupons (S$50) + 1,000 POEMS Coins
🔹 Tier 2: S$10,000 → 10 × S$20 stock coupons (S$200) + 3,000 POEMS Coins
💸 Only fresh funds from your bank count. Dividends, sale proceeds and internal transfers don't
📉 Withdrawals during the hold can drop you to Tier 1, or out completely below S$3,000
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🧾 How the coupons work:
1️⃣ Each coupon covers one online cash BUY trade in SG or US stocks
💵 The trade must be at least S$100 or US$100
📲 Activate each coupon in POEMS Mobile 3 (Me > Rewards > My Rewards Inventory) before trading
⏳ Coupons expire 90 days after they're issued, so S$200 means 10 separate buys within that window
🚫 No cash value, not transferable, and not usable on CFD trades
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✅ To qualify:
1️⃣ Open a new Cash Plus Account through the referral link
2️⃣ Opt into SMART Park within 14 days (it's compulsory for the gifts)
3️⃣ Fund S$3,000 or S$10,000 within 14 days of opening
4️⃣ Log in to POEMS Mobile 3 within 30 days of opening
5️⃣ Keep the funds in for 30 days
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💬 Q&A
❔ I had a Phillip account years ago. Do I qualify?
✔️ No. Existing and previously closed PSPL account holders are excluded.
❔ Can I open a joint account?
✔️ Joint and corporate accounts aren't eligible.
❔ Is SMART Park a bank deposit?
✔️ No. It sweeps idle cash into money market funds, which aren't SDIC-insured.
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🔗 More details: https://www.sgreferralcodes.com/poems-referral/