My 2nd question is will there be an instantances whereby robo will add in more risky asset like crypto or spac into the core like 5 % to increase the risk while protect the main core portfoilo?

For my 3 robo, all are green and I have just started so i dun see any problem if all 3 robo advisor. Hi I have all 3 robo now sitting side by side with each other. So question: should I just focus on 1 instead of splitting into so many in term of compounding? What are your thoughts on these?, When gemini going to ipo ?