🏦 MariBank Referral Code: 4OVQ01AP — Up to S$95 in New User Rewards (Nov 2026)

🏦 MariBank Referral Code: 4OVQ01AP — Up to S$95 in New User Rewards (Nov 2026)
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💵 S$8–S$15 instant cash + up to S$80 New to Card Rewards
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📅 Promo period: 1–30 Nov 2026
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👥 Limited to the first 10,000 successful referrals this month
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🏦 What is MariBank?
MAS-licensed digital full bank, owned by Sea Limited (same parent as Shopee & Garena)
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📈 Up to 3.08% p.a. interest, credited daily (base 0.88% p.a. + promo bonus)
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🚫 No salary credit, no min spend, no min balance
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🛡️ SDIC-insured up to S$100,000 per depositor
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🛒 Shopee integration — pay from your Mari account or card for vouchers and Shopee Coins
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⏱️ Open in under 10 mins with Singpass / MyInfo
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🎁 What you get with code 4OVQ01AP:
💰 Mari Savings Account or Mari Invest bundle → S$8 instant cash
💳 Mari Savings + Mari Credit Card bundle → S$15 instant cash + up to S$80 New to Card Rewards
💸 Mari Savings + Instant Loan bundle → S$15 instant cash
🏢 Mari Business Account (SME) → S$28 cash
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💳 Mari Credit Card New to Card Rewards (up to S$80):
✅ S$30 welcome cashback with min S$300 eligible spend (excl. Shopee) within 30 days of card approval
🛍️ S$50 Shopee voucher pack via Mari Credit Card Instant Checkout
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🏆 Best value: Credit Card bundle = up to S$95 total
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📲 How to claim:
1️⃣ Download the MariBank app (App Store, Google Play or Huawei AppGallery)
2️⃣ Tap "Open an Account" and choose Mari Savings Account
3️⃣ Verify with Singpass / MyInfo
4️⃣ Enter 4OVQ01AP in the "Referral / Promo Code?" field
5️⃣ Submit and wait for approval (usually minutes) — instant cash is credited to your Mari Savings Account
6️⃣ Fund via PayNow or FAST (no minimum deposit)
7️⃣ Complete your bundle's qualifying action (e.g. S$300 card spend) to unlock the rest
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⚠️ Good to know:
🆕 New MariBank customers only — even a closed old account disqualifies you
🇸🇬 Singapore Citizens & PRs, aged 18+
🔑 Singpass required
❗ Code can't be added after account opening — enter it during sign-up
☝️ One code per sign-up
🔒 Keep your account open and in good standing, or the reward may be clawed back
🔄 Reward amounts change monthly
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✅ Worth it?
👍 Yes for a fuss-free savings account with promo interest and no hoops
👍 Great if you already use Shopee
📉 Base rate is only 0.88% p.a. — the 3.08% relies on promos with end dates
👎 Skip the card bundle if you don't need a new credit card or won't hit S$300 spend naturally
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❓ FAQ
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⏰ When is the bonus credited?
Instant cash: right after successful application
Card cashback & Shopee vouchers: after meeting the conditions, within 100 days of card approval
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👤 Can existing customers use the code?
No — new customers only, but you may still get product-specific welcome rewards (e.g. for the credit card)
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💵 Minimum deposit needed?
No. The S$300 spend only applies to the card cashback
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📊 Current interest rate?
Base 0.88% p.a., up to 3.08% p.a. with current promos (Bonus Interest Promo runs till 31 Dec 2026)
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🛡️ Is MariBank safe?
Yes — MAS-licensed, SDIC-insured up to S$100k. Mari Invest products are investments, not covered by SDIC
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🌏 Can foreigners / EP holders use it?
No, personal referral is for Singapore Citizens & PRs only
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🔀 Promo code vs referral code?
Same field — only one code per sign-up
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😕 Forgot to enter the code?
Can't be added after opening, so double-check before submitting
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❗ Code rejected (e.g. capped)? PM me via the chat icon at the bottom right of the full article and I'll send you a new one
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👉 Full guide: https://sgreferralcodes.com/maribank-referral-c...