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Anonymous

07 Jun 2019

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Is it advisable for a 25 year old to transfer some of their OA( OA above 20k) into SA to aid in reaching 1M65 when they are buying a bto flat 5 room (price 350k & no grants) in 4 to 5 years time?

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Hariz Arthur Maloy

07 Jun 2019

Independent Financial Advisor at Promiseland Independent

Only if you're willing to pay your mortgage in cash, pay a higher monthly per month, and cm get the loan of 350k from HDB or the bank.

I would prefer cashflow over a slight bump in returns. So I personally wouldn't.

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Kok Koon

07 Nov 2018

I'm 34 and only maxed out my SA after the housing is settled.

Speaking from personal experience (...

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