facebookI'm stuck with AIA Lifetime Protector which is not performing. 4 years in it and I'm alr losing 12k. I alr have a plan which covers me 200k for CI & TD. I think this is redundant. Should I cut loss? - Seedly

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Dory

15 Mar 2022

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Insurance

I'm stuck with AIA Lifetime Protector which is not performing. 4 years in it and I'm alr losing 12k. I alr have a plan which covers me 200k for CI & TD. I think this is redundant. Should I cut loss?

Discussion (10)

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AIA is a shit. Avoid it like the plague..have medical insurance and it was like dealing with a bunch of clowns.

I also have an AIA insurance whole life with limited premium payment duration. The non-guaranteed portion of the surrender value is dependent on their PAR funds, and the dividents are declared yearly which are then reinvested. Is this type of policy considered as a ILP?

Elijah Lee

17 Mar 2022

Senior Financial Services Manager at Phillip Securities (Jurong East)

Hi Dory,

​

AIA Lifetime Protector (AIA LP) is an ILP with both investment and protection elements....

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