Hi all Is clearing home loan debts via CPF wise to do it , to reduce debts? I understand CPF is for retirement but lookin at home loans debts also an issue unless HDB provide Free

My take is to clear your home loan as fast as possible via CPF OA and partial cash, else all OA is fine. The retirement plan is to focus on SA before turning to RA and passive income from investments/dividends.

Followimg

Im thinking of the same thing, but I planning to use OA for house to keep my cash liquid.

Just sharing my 2 cents from view of financial perspective.
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When the money in your OA, it is earning you 2.5%

When the money from OA is used to paid into your housing, You/your house are require to earn the 2.5%. The longer you live there, the more it compound.

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There are more factors to consider, than the above.

So it really depend on your situation.