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GXS Referral Code CHRI688: Which Cashback Route Fits Your Savings?

I’d look at GXS as two choices: a small referral cashback with a S$500 funding requirement, or that referral plus a separate three-month savings commitment. The extra S$20 has more conditions than the S$8.

👉 Use GXS referral code CHRI688 during your Savings Account application.

I’m a DLCuration page ambassador sharing its referral code. DLCuration’s GXS guide is the source for the reward breakdown below.

🏦 Starting with the S$8 referral

Open your first GXS Savings Account, then send at least S$500 in fresh funds in one transaction during the same calendar month the account opens.

For example, an account opened near month-end still needs the qualifying transfer before that month ends. Splitting the funding across several transfers does not meet this requirement.

This referral campaign ends 31 December 2026 and is limited to the first 5,000 successful referrals each calendar month. The bank credits the S$8 by the end of the following month after the referral conditions are met.

🌱 Adding First Boost, if a three-month hold works for you

The separate First Boost offer listed in the guide pays S$20 cashback. To qualify, create a new three-month Boost Pocket called First Boost or FIRST BOOST, within 30 days of Savings Account opening, and place S$5,000 or more in fresh funds into it.

You need to maintain the pocket until maturity. Your total GXS day-end balance must also stay at or above its level on the day First Boost was opened throughout the tenure. It is worth checking this before withdrawing money from another pocket or the Main Account.

The guide lists a cap of 1,000 successful customers per month, with a separate cashback schedule about four months after opening the pocket. Confirm the current entry deadline and exact credit date in the First Boost campaign terms .

Meeting both campaigns can mean S$8 + S$20 = S$28 cashback. First Boost is a separate promotion; entering the referral code does not make its reward automatic.

👉 How I’d organise the application

  1. Use the official GXS download page and start the Savings Account application.
  2. Enter CHRI688 before submitting and complete the required identity checks.
  3. Send the qualifying fresh funds from another bank in one transaction during the opening month.
  4. If choosing First Boost too, check its availability, create the correctly named new pocket and fund it within 30 days and the campaign deadline.
  5. Keep a note of the pocket maturity and both cashback dates. Leave the account open and in good standing through the campaign and payment.

A single S$5,000 external transfer made in the opening month can satisfy the S$500 referral threshold and fund the separate pocket. Renaming an existing pocket or moving existing GXS savings around does not create fresh funds.

A few eligibility checks

The referral is for first-time Savings Account customers. The referral terms exclude previously held and closed Savings Accounts. Other GXS products alone do not necessarily disqualify someone opening their first Savings Account. Account approval and campaign slots still matter.

Eligible SGD deposits have SDIC protection up to S$100,000 in aggregate per depositor with the bank. I’d choose the amount and holding period around my cash needs, then treat the cashback as an extra. Not financial advice.

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