EToro Welcome Stock Bonus: What the 90-Day Rule Lets You Do

People read "can't withdraw for 90 days" on eToro's welcome bonus and assume the stock is frozen. It isn't. Here's what the 90 days actually restrict.

eToro referral link (no code): https://etoro.tw/3VjGcx4

The bonus, by first deposit (eToro Singapore accounts)
1. US$5,000+ → US$250 in stocks
2. US$10,000+ → US$500
3. US$50,000+ → US$700
4. US$100,000+ → US$1,000

During the 90 days you CAN

• Hold the bonus stock
• Sell it
• Reinvest the proceeds into other assets on eToro

During the 90 days you CAN'T

• Withdraw the bonus value out of eToro (90 days from when it's credited)

And for your own deposit
Keep the qualifying first deposit in the account for at least 90 days. eToro expects to add the stock within 7 days of you meeting the terms.

Set it up right at the start
1. Open the link and register in the same session
2. Pick stocks only as your trading interest; adding CFDs can exclude you
3. Choose your bonus stock from the Qualified Stocks list
4. Complete KYC with proof of Singapore address
5. Make the full first deposit in one go; top-ups don't raise your tier

Because eToro buys the stock for you, fees may make it slightly less than the tier figure.

The hold and withdrawal rules are from eToro's Welcome Bonus terms (updated 9 Aug 2026), as summarised on DLCuration's eToro page: https://dlcuration.com/etoro-referral-link.html

Your capital is at risk. Not financial advice.