DeCard Referral Code [sppEjC]: Get SGD$6.5 Free When You Top Up SGD$65 this August

Referral Code: sppEjC

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DeCard just bumped up its referral reward — you now get SGD$6.5 (up from the usual US$5) when you sign up with code sppEjC and make your first top-up. Here's exactly how to claim it.

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What You Get

1. Sign up for DeCard using code sppEjC
2. Top up at least SGD$65 within 30 days of registering
3. You and the referrer both get SGD$6.5 credited to your DeCard account
4. Reward lands automatically on the 10th of the following month — no manual claim needed

Works whether you apply for the SGD Card or USD Card — both qualify. This programme has no expiry, so there's no rush deadline, but the 30-day top-up clock starts the moment you register, not when your card gets approved.

How to Sign Up

1. Use the referral link (code auto-applied) or go to thedecard.com and enter sppEjC manually in the invite code field
2. Complete identity verification and apply for your card
3. Top up SGD$65+ within 30 days of registering
4. Get SGD$6.5 credited on the 10th of the next month

You can track your progress anytime in the app under D-Vault → Referral Hub.

3 Mistakes That Will Cost You the Reward

1. Missing the 30-day window. The clock starts from your registration date, not your approval date. Register and top up early — don't wait until the end of the month.
2. Topping up less than SGD$65. Even S$1 short means neither party gets paid, and there's no extension or top-up combining.
3. Already had a DeCard account. This only works for genuinely new users. Self-referrals, duplicate accounts, and DCS employees/immediate family are excluded.

What Is DeCard?

DeCard is a stablecoin-powered Mastercard from DCS Card Centre — the company behind Diners Club Singapore's 50+ year card-issuing history. You top up with stablecoins and spend anywhere Mastercard is accepted, in SGD or USD. It runs on D-Vault, DeCard's built-in account system for spending, repayment, and referral tracking.

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Is DeCard Safe?

DeCard is issued by DCS Card Centre Pte Ltd, backed by decades of card-issuing experience via its Diners Club Singapore heritage, and runs on the Mastercard network. As with any stablecoin product, do your own research on how your top-up funds are custodied before committing large amounts.

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Questions about eligibility or how DeCard compares to other stablecoin cards? Drop them in the comments.

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Disclosure: This post contains a referral code. If you sign up with sppEjC and complete a qualifying SGD$65 top-up, both parties receive SGD$6.5. Not financial advice.