DCA Strategy (Endowus S&P500) - Does it really work? Total invested (End-Apr): $2160; Value (End-Mar): $2272 Simple return (value / cost): 5.2%

4th month:

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Initial investment in Jan 2023 of $790, and monthly buys of $290 (+ ad-hoc investments depending on situation). Very small now but that's the point of DCA.

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Added $290 as scheduled in Apr 2023. Have also made the switch from "LionGlobal Infinity U.S S&P 500 Stock Index Fund" (0.35% fees) to BlackRock iShares fund (0.08% fees), which explains the dip in my chart due to rebelancing.

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Now the portfolio seems to be fuss-free and low-cost, and so I don't have much complaints about Endowus. I chose this because it also allows me to invest CPF OA monies (if I wanted to).

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Will post on a monthly basis, sort of as a testament of "why DCA works". Join me on my journey!

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Any and all questions welcome!