Credit Card Recommendations For Big Ticket Items

Hi Seedly Community,

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Firstly, wishing all of you guys a safe, healthy and prosperous 2022!

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My partner & I are getting married this year and we have a few big ticket items on the list:

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1) Wedding: ~$40K

1a) Pre & Actual Day Shoot: ~$6K

2) Reno: ~$50K

3) Furniture & Fittings: ~$20K

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I've done some research regarding Miles vs Cashback and I think most probably we would go with Miles as we can redeem those Biz Class tickets for our future honeymoon (Big thanks to Kenneth for writing this guide: https://blog.seedly.sg/miles-cards-for-big-purc...)

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Also, some of the topics/discussions on Seedly on this subject are slightly outdated, in 2019/2020. Hence i have to create a new thread on this topic.

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However, I've noticed that the promos for new CC sign ups are not as attractive compared to past sign up bonuses. Hence, I have a few questions to check with you gurus:

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1) Which is the best CC for miles accumulation for our items listed above?

• Assuming that hotel allows us to split & have monthly payments up till actual wedding date

2) If we were to take a renovation loan, would we be able to accumulate miles/points during monthly loan repayment if we were to pay using that particular card?

• Not sure if CardUp/Citi Payall counts in this scenario

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Thanks in advance to all who have replied this thread!!

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Markus