Advertisement

Anonymous

20 Jun 2025

∙

CPF life - which plan is suitable ? any one already getting payout and able to share the plan they chose to understand it. If a person started payout 65, and estimate life can reach 75 which plan ?

11

Discussion (11)

What are your thoughts?

Learn how to style your text

JH L

1d ago

Really depends on:

How much you want to rely on CPF Life for your income?
Do you have other income sources?
Is a legacy for your chosen inheritors very important for you?

Reply

Save

tinycents

25d ago

Need to see if u are single or have family members that you want to leave money behind. can go to CPF board and request for the 2 scenarios (Basic and Standard), see the difference and you can decide.

Reply

Save

Kent Toh

23 Jun 2025

Consultant at Sprinklr

Https://www.cpf.gov.sg/service/article/what-are...

It depends if you want steady but low payouts (standard), or want to start lowest and get 2% more payouts each year (escalating), or want to leave more legacy but lower payouts (basic).

Reply

Save

Seedly Rookie

23 Jun 2025

This will depend on your situation - whether you have dependents, want to leave a legacy to anyone / any charity, your family genes / age which you think you will live up to (dying at 75, 85 or 95 - you may be suitable for different plans since different plans have different "break-even" ages / points) etc ...

Reply

Save

Ngooi Zhi Cheng

23 Jun 2025

Student Ambassador 2020/21 at Seedly

The question you're asking reveals a common planning trap: choosing a CPF LIFE plan based on es...

Write your thoughts

Related Posts

What happen to CPF RA (Retirement Account) money when someone pass away? What is the difference, - pass away < 65 CPF LIFE starts vs. - pass away > 65 after CPF LIFE payout starts

Do anyone have any idea how is the CPF Life Payout amount computed? I understand there is a CPF Life Estimator available, however it does not explain how the value is derived. Any advice?

Understand those whole life, term life and personal accident plans are covered around 65 to 70 yr old. When time goes by premium increases?

Hi, planning for retirement at 55, invest for income from 55 - 65 yo before CPF Life payout & top-up CPF to ERS. Have some questions about possible investments?

Can we withdraw the amount above FRS from the CPF retirement sum at age 65 just before the CPF Life monthly payout starts?

Related Posts

What happen to CPF RA (Retirement Account) money when someone pass away? What is the difference, - pass away < 65 CPF LIFE starts vs. - pass away > 65 after CPF LIFE payout starts

Do anyone have any idea how is the CPF Life Payout amount computed? I understand there is a CPF Life Estimator available, however it does not explain how the value is derived. Any advice?

Understand those whole life, term life and personal accident plans are covered around 65 to 70 yr old. When time goes by premium increases?

Hi, planning for retirement at 55, invest for income from 55 - 65 yo before CPF Life payout & top-up CPF to ERS. Have some questions about possible investments?

Can we withdraw the amount above FRS from the CPF retirement sum at age 65 just before the CPF Life monthly payout starts?

Advertisement