🍫 Chocolate Finance Referral Link — Get S$15 When You Keep S$1,000 In for 30 Days (Nov 2026)

🍫 Chocolate Finance Referral Link — Get S$15 When You Keep S$1,000 In for 30 Days (Nov 2026)
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🔗 Referral link: https://share.chocolate.app/nxW9/6lr2s7s0
🎁 S$15 for you and S$15 for your referrer
💵 Reach a S$1,000 balance and keep it there for 30 continuous days
🏷️ There's no promo code. The referral only works through the link
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📈 Rates from 1 Nov 2026:
🇸🇬 SGD: 2.2% p.a. on the first S$20k, 1.9% p.a. on the next S$130k
🇺🇸 USD: 4.2% p.a. on the first US$20k, 4.0% p.a. on the next US$130k
📅 Returns are daily, with no lock-in and no account or withdrawal fees
🛠️ These rates are supported by Chocolate's Top-Up Programme, which has an end date and an AUM cap
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📲 How to claim:
1️⃣ Tap the referral link and download the app
2️⃣ Sign up and verify with Singpass MyInfo
3️⃣ Top up until your balance reaches S$1,000 (one or several top-ups)
4️⃣ Keep it at S$1,000 or more for 30 straight days
5️⃣ Your S$15 is credited to your Chocolate balance
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⚠️ Read before you sign up:
🏦 It's not a bank. Your money goes into short-duration bond and money market funds
🛡️ It's not SDIC-insured, though Chocolate is licensed by MAS (CMS101452)
📉 If your balance dips below S$1,000 during the 30 days, the referral doesn't count
⏳ Withdrawals are standard processing, so don't park money you need same-day
🇺🇸 Not available to US persons
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💬 Quick Q&A
❔ When does the 30-day clock start?
✔️ When your balance first reaches S$1,000.
❔ Can I withdraw the S$15?
✔️ Yes. It's credited to your balance like the rest of your money.
❔ Do I need a code?
✔️ No. Just sign up through the link.
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🔗 More details: https://www.sgreferralcodes.com/chocolate-finan...